Anabaptist Financial
Anabaptist Financial assists the brotherhood in channeling material resources within the kingdom of Christ, and provides stewards with financial counsel consistent with conservative Anabaptist beliefs and values.
Loan opportunities for individuals, businesses, nonprofits, and churches
Services for donors and anonymous giving; loan options for churches and nonprofits
Business advising, business seminars, and educational materials for family and business
Anabaptist Financial
The Investment and Loan Program at Anabaptist Financial is a major channel for moving financial resources within conservative Anabaptist church communities. Anabaptist Financial secured its tax-exempt status on a religious basis, demonstrating that our Investment and Loan Program enhances our conservative Anabaptist religious values by connecting investors and borrowers in relationships that preserve our way of life and uphold our traditional values of mutual aid and brotherhood accountability.
Our Values
Borrowers and investors participate in real mutual aid with mutual gain. The funds which investors place at Anabaptist Financial assist borrowers who are in need, and the interest and principal payments from borrowers benefit investors. Participation in this network of individuals who share common doctrine and lifestyle holds unique value and keeps financial resources within the Anabaptist community. Additionally, our investment and loan program supports the following conservative Anabaptist values:
- Investors know that their funds are being used for purposes that are in accordance with our religious beliefs.
- We provide loans that are protected by mutual aid sharing plans in lieu of insurance. Many banks do not accept church mutual aid plans.
- We provide stewardship education to borrowers consistent with our lifestyle values, especially to young, first-time borrowers.
- We provide loans for individuals coming back from foreign voluntary service assignments who may not have recent tax returns or income history.
- We do not impose a penalty for borrowers who have non-conforming homes, such as homes with no electricity.
- We allow borrowers with construction loans to do the work themselves, rather than requiring a licensed contractor.
- In the case of a loan default, we conduct resolutions in accordance with our religious beliefs and without foreclosure or legal proceedings.
Disclaimer:
Contacting us does not entitle you to purchase, or to participate in, any current or future offering of securities by Anabaptist Financial. We are not offering to sell you securities by providing you with an opportunity to contact us. Any offering of securities made by Anabaptist Financial is done through a private placement, and participation in those offerings is strictly restricted to persons who share the Anabaptist faith, with whom we have an established relationship, and who meet applicable investor standards.
Anabaptist Foundation
Conservative Anabaptists are generous people, motivated by their belief in Christian stewardship and their interest in building the kingdom. This has resulted in substantial support for many churches and charities. Anabaptist Foundation is uniquely positioned to provide foundation services to donors, churches, and nonprofits, with a variety of tools available to maximize donated money. We can make your charitable dollars go further—perhaps even further than you thought possible.
Advantages for Donors
- We provide expert counsel that matches your charitable goals with tax-deduction tools to help your donations go further.
- We accept any asset (such as real estate, securities, personal property, and farm commodities). We turn your asset into cash, which can then be distributed to charities you recommend. This often avoids capital gains tax, which enlarges your gift to charity.
- You can make a single gift that can be distributed to multiple charities.
- You can make a gift at the time it is most advantageous for you, then recommend distributions whenever you choose.
- We provide complete accounting and recordkeeping, providing you with contribution receipts accepted by the Internal Revenue Service and quarterly accounting reports.
- We are an independent, third-party foundation that cares for the soul of the giver, the gift itself, and the recipient charities.
- Donors can select any charity, as long as it qualifies as a tax-exempt organization under federal guidelines and as long as it meets our Guidelines for Responsible Giving.
Guidelines for Responsible Giving
Contributions to Anabaptist Foundation can be made when it is most convenient and effective for you from a planning perspective, while grant recommendations to charities you support may be made later. Contributions to Anabaptist Foundation are irrevocable and immediately tax deductible. Gifts are not refundable to the donor, and the donor cannot retain legal control over a donated asset. The charitable gift fund, pooled income fund, and bequest gifts offer significant planning and tax benefits to donors that help make charitable giving effective and simple. The charitable gift fund is a donor-advised fund which allows donors to recommend disbursements of the funds they contribute. Anabaptist Foundation alone has legal standing to make grant decisions. Anabaptist Foundation will consider disbursements to charitable organizations which give reasonable evidence of compliance with the following guidelines:
- The organization’s programs appear consistent with a clear statement of purpose. This means that the programs of the organizations are related to its publicly advertised mission statement.
- No funds will be distributed to organizations whose purposes or programs are antithetical to the beliefs and Biblical principles generally held by conservative Anabaptists.
- The organization has a board which is an active and responsible governing body, which holds regular meetings, and whose members have no material conflicts of interest.
- The organization discloses, upon request, a determination letter from the Internal Revenue Service which verifies its tax-exempt status. (Churches are exempt from this requirement.)
- The finances of the organization are independently audited at least once a year according to generally accepted accounting practices. (Churches are exempt from this requirement.)
- The organization makes available, upon request, an annual report which contains detailed information on program activities and finances.
- The organization responds promptly to reasonable questions asked by prospective donors.
- General administrative and fundraising expenses of the organization do not exceed 30 percent of contributions. In other words, at least 70 cents of each contributed dollar goes into programs that carry out the stated charitable purposes of the organization.
- Promotion of the organization is ethical without exaggerated claims, misleading statements, or deceptive photographs.
- While Anabaptist Foundation encourages donors to consider contributions to church organizations, these guidelines are not intended to exclude non-church organizations (such as local fire departments or other community-based, nonprofit organizations).
- Anabaptist Foundation will consider receiving contributions for charitable purposes that are not represented by any nonprofit organization, yet within the charitable purposes of Anabaptist Foundation.
Stewardship Resources
Stewardship Resources is a sister organization to Anabaptist Foundation and Anabaptist Financial, providing business seminars, one-on-one business advising, and other educational resources for conservative Anabaptist families in business. We also provide family finance education and training for deacons, financial advisors, and trustees seeking to help families with faithful stewardship.
Business Advising
We provide Business Advising services through a select group of seasoned advisors, who serve businessmen with one-on-one advising and coaching.
Business Seminars
We provide Business Seminars in various locations annually, bringing together seasoned businessmen to teach on business topics.
Business Resources
We provide Business Resources, including books, articles, and tools for general business education.
Family Finance
We provide teaching on Biblical stewardship through our Young Family Finance Seminars, and Budgeting Seminars which include topics such as: Saving, giving, the major expenses, and budgeting. Books for recommended reading and budgeting resources are also available for seminar attendees.
Deacon, Financial Advisor, and Trustee Resources
We provide support for church leaders, financial advisors, and trustees with our Seminar for Deacons, Financial Advisors, and Trustees, as well as booklets to help leaders teach and guide our Anabaptist communities in Biblical stewardship in financial adversity and prosperity.